The suite is divided into specialized modules. Users are granted access based on their operational roles. Retail Banking
The latest evolution of TCS BaNCS incorporates AI to supercharge user productivity. The "AI Compass" is a no-code interface that allows you to build, train, and deploy AI agents for specific tasks.
┌───────────────────────────────────┐ │ TCS BaNCS Digital Core │ │ (Omnichannel Omnipresent UX) │ └─────────────────┬─────────────────┘ │ ┌──────────────────────────┼──────────────────────────┐ ▼ ▼ ▼ ┌──────────────────┐ ┌──────────────────┐ ┌──────────────────┐ │ Retail Bank │ │ Wealth & Capital │ │ Corporate │ │ (Deposits, │ │ Markets │ │ Banking │ │ Loans, Cards) │ │(Trading, Custody)│ │ (Trade, Cash Mgmt)│ └────────┬─────────┘ └────────┬─────────┘ └────────┬─────────┘ │ │ │ └──────────────────────────┼──────────────────────────┘ ▼ ┌───────────────────────────────────┐ │ Compliance, Security & Batch │ └───────────────────────────────────┘ Core Banking (Retail & Corporate)
High-volume processing for corporate actions (dividends, stock splits), clearing, settlement, and safekeeping. Payments and Treasury tcs bancs user manual
Enter the destination Account Number and verify the account holder's name on the screen. Input the exact cash amount presented by the customer.
Click "Submit". The system generates a temporary reference number and routes the task to the supervisor’s authorization queue. Workflow B: Processing an Outward Remittance
Enter the fast-path code for account opening or navigate via Retail Banking > Deposits > Savings Account Opening . The suite is divided into specialized modules
: The interface typically consists of three primary layers:
Portfolio management and securities services.
Displays dynamic forms, data tables, and input fields. Mandatory fields are typically flagged with asterisks or distinct color coding. The "AI Compass" is a no-code interface that
Common dashboard elements include:
Print the EOD summary and submit it to the vault supervisor. Section 4: The Maker-Checker (Dual Authorization) Control