So go ahead. Type the address. Log in. Change the password. But know this:

Wait for the router to reboot. You can now access 192.168.1.1 using the first-time setup instructions. Security Best Practices for Your Home Wi-Fi

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Steps for Newer Mercusys Firmware (Mesh & Dual-Band Routers)

Here is the proper way to do it:

Never use the same password for your Wi-Fi network and your router's admin login panel.

There are several reasons why you may need to access your Mercusys router:

http://192.168.1.1